Practice Transition Pros — Medical Practice Brokerage
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Buying

Buying your first practice: what lenders want

A practical perspective for your next practice decision.

Practice Transition Pros · October 2026

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Understand your readiness

Lenders consider your credit, liquidity, clinical experience, the target practice’s earnings and the acquisition structure. Full purchase-price financing may be possible, but is not automatic.

Look beyond the price

Budget for working capital, transition costs, equipment and personal cash needs. Review cash flow under realistic assumptions, not just the seller’s best year.

Build a review team

A dental-focused lender, attorney and accountant can help evaluate the practice and documents. Match your clinical abilities and goals to the patient base and procedures you will inherit.

General educational information only. Speak with qualified legal, tax, financial and lending advisors about your circumstances.

A clearer picture. A stronger plan.

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